[h=1]John Terry is banned for four games and fined £220,000 for using racist insults[/h] [h=4]Thursday, 27 Sep 2012[/h] John Terry received just half the ban that Liverpool's Luis Suarez got Chelsea captain John Terry was banned for four matches for racially abusing Queens Park Rangers defender Anton Ferdinand, the English FA revealed. Terry had denied an FA charge that he racially abused Ferdinand in a Premier League match last October, for which he was acquitted in a criminal case in July. Terry's representatives, Elite Management, said in a statement released on his behalf: "Mr Terry is disappointed that the FA Regulatory Commission has reached a different conclusion to the clear not guilty verdict of a court of law. "He has asked for the detailed written reasons of the decision and will consider them carefully before deciding whether to lodge an appeal." An FA statement said: "An independent regulatory commission has today found a charge of misconduct against John Terry proven and has issued a suspension for a period of four matches and a fine of £220,000, pending appeal. "The Football Association charged Mr Terry on Friday 27 July 2012 with using abusive and/or insulting words and/or behaviour towards Queens Park Rangers' Anton Ferdinand and which included a reference to colour and/or race contrary to FA Rule E3 in relation to the Queens Park Rangers FC versus Chelsea FC fixture at Loftus Road on 23 October 2011. "The charge was the result of The FA's long-standing investigation into this matter, which was placed on hold at the request of the Crown Prosecution Service and Mr Terry's representatives pending the outcome of the criminal trial. "The decision of the Independent Regulatory Commission is as follows: :: Mr Terry be suspended from all domestic club football until such time as Chelsea's First Team have completed four competitive matches :: Fined the sum of £220,000." "The independent regulatory commission will provide written reasons for its decision in due course. Mr Terry has the right to appeal the decision of the independent regulatory commission to an Appeal Board. An appeal must be lodged within 14 days from receipt of the written reasons for the decision. "The penalty is suspended until after the outcome of any appeal, or the time for appealing expires, or should Mr Terry decide not to appeal. The reason for this is to ensure that the penalty does not take effect before any appeal so that Mr Terry has an effective right of appeal."